# /cra/monitoring_insights/* stops working

Calls to POST /cra/monitoring_insights/* on Plaid API stop working on August 20, 2027.

On August 20, 2027, endpoints matching POST /cra/monitoring_insights/* will be removed and calls to them will fail. Cash Flow Updates is deprecated and will be replaced by Servicing. Existing customers have until that date to transition before requests stop functioning.

- API: Plaid API (production.plaid.com)
- Kind: Endpoint removal
- Announced: September 3, 2026
- Takes effect: August 20, 2027
- Calls after that day: fail
- Calls it hits: `POST /cra/monitoring_insights/*`
- Source: [Announcement](https://plaid.com/docs/changelog/)
- Page: https://www.okapi.bot/providers/plaid-api/breaking-changes/cra-monitoring-insights-stops-working/

## What to use instead

Subscribe users to Servicing using /cra/servicing/subscription/create. Manage subscriptions with /cra/servicing/subscription/get, /list, /update, and /delete instead of /cra/monitoring_insights/subscribe, /get, and /unsubscribe.

## Plaid API's words

> Servicing replaces Cash Flow Updates, which is now deprecated; existing Cash Flow Updates customers have until August 20, 2027 to migrate to Servicing.